insurance inspections

It Starts with a FREE INSPECTION!

The Third Estimate has been helping homeowners with all kinds of different projects since 1996! With 25 years of experience, we know a thing or two because we’ve dealt with a thing or two! With many years in the home improvement business and quality American made products, The Third Estimate sets itself apart from the competition. We are proud to say that we are a locally owned, family run company that continues to score an A+ rating with the BBB (Better Business Bureau), and we attain certifications from the many manufacturers we do business with. We proudly have over 31,500 happy customers in Northeast Ohio and are happy to say that many have returned as repeat customers that we consider friends!

What We Suggest:

From experience, we suggest that you give a company like us a call before contacting your insurance. Why? Well, why bother making a claim if you don’t know for a fact that you have damage or if you aren’t sure the extent of the damage. An inspector from our company will come out for free, at a time that’s convenient for you, and inspect your home for damage. After doing a thorough inspection, we will let you know what we found and whether it’s worth calling your insurance company to make a claim for a replacement.

The Third Estimate Don Wochna Before

Mr. & Mrs. Wochna saved ALOT of MONEY by having us work with their insurance company for their siding damage that occurred during a recent storm! And wow what a difference from BEFORE to AFTER!

Products Installed:
Vinyl Siding: Kaycan Siding in Cabot Blue​

What to Expect During the Appointment with us:

Our inspector will meet you at your home at the time scheduled. After meeting you and listening to any additional information you may have, they will make their way to inspecting your roof and/or siding for any damage. They will document any findings by taking photos, they will also discuss what was found with you, show you our samples, and discuss if there is enough damage to make a claim through your insurance. If worth making a claim, they will go over our Work Authorization form with you. It allows us to speak with your insurance company regarding the claim and it also allows for us to advocate for you and your home. By signing our Work Authorization form you are allowing us to work for you and once approved, The Third Estimate will carry out performing the work on your home. You are NOT obligated to work with us if the insurnace denies the claim!

What to Expect During the Claim Process:

After choosing The Third Estimate to be your advocate, an adjuster meeting will be scheduled. No matter what day or time, we will make sure that your inspector is there on sight to meet with the adjuster from your insurance company. This part of the process is actually one of the most important! We use the word “advocate” for a reason, and that reason is because we will fight tooth and nail to ensure that you’re approved for everything that needs replaced! Most adjusters that come out don’t have a construction background, so their lack of knowledge may lead you to just getting a patch when you should get a full replacement! That’s why having our company out is so important, we will get up on the roof and go over every single thing we found and discuss the importance of why it needs replaced. After the adjuster meeting, we will hear back from your insurance company with what they are going to approve and go from there. We will show you samples of colors and materials to best suit your style and we will also be in touch with the building department in your area to ensure everything will be up to code and that we obtain a permit to do the work.

The Third Estimate Roofing Insurance South Euclid
The Third Estimate AFTER Roofing Insurance Free Inspection South Euclid Ohio

When a recent storm came through our customer’s neighborhood and caused damage, she called The Third Estimate! We were able to work with her insurance company to get her an all new roof, and she only had to pay $442.00 out of her own pocket!

Products Installed:
Roofing: Owens Corning in Chateau Green

brand new roof graphic

What to Expect While Waiting for Your Project to be Installed:

You will receive a letter from us in the mail. In this letter not only are we welcoming you as a new customer, but we also go over timelines and what you can do to prepare before our crew is on site to start installing. We ask that you keep in mind that your home will be a construction site, so anything that you are able to move out of the way the better- we do our best but cannot always avoid things like plants, yard art, etc! Once your materials are ordered we wait for a date we can expect them to be delivered. Once we know a date we can expect the materials, you will receive a call from our Project Manager, Theresa. She will be calling you to get a date set on our calendar for when you can expect us out to get the project started. We always want our customers to keep in mind that things like weather & delays from manufacturers can affect this date! We do our best to stay on schedule at all times but sometimes delays do happen.

The Third Estimate Klika Siding Storm Damage edited 1

The Klika family saved THOUSANDS OF DOLLARS by having us work with their insurance company for their siding and roof damage that occurred during a recent storm! They had a tree fall on their home, and it damaged several chunks of discontinued siding and shingles on their home.

Products Installed:
Vinyl Siding: Kaycan ​
Roofing: Owens Corning Duration Shingles in Black Sable

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What to Expect After Install:

After the crew is completed with their work and clean up you will be receiving a call from Theresa to ensure that everything went smoothly and that you’re satisfied with the work performed. We will then schedule a time to walk around your home to ensure that you’re satisfied and that we too are satisfied with the project. Your estimator will then work to close out the claim on your behalf.

paying for the project:

You are only in charge of paying your deductible and for any bad wood that needed replaced during installation. We have financing options available if needed. All checks from your insurance company will be made out and mailed to you, but then will need to be picked up from your representative or mailed to us with your signature on the back.

The Third Estimate Estimator Couple 2