Small Enough to Listen, Big Enough to Deliver!
Storm Damage? Get Expert Help with Your Roofing & Siding Insurance Claim
We Specialize in Roofing & Siding Insurance Claims
Storms, hail, and high winds can cause serious damage to your home’s roofing and siding, leaving your home vulnerable to leaks, structural issues, and further deterioration. If you’re unsure whether your homeowners insurance will cover the damage, The Third Estimate is here to help with providing free 21-point Insurance Inspections.
We guide you through every step of the insurance claims process, ensuring you receive the coverage you deserve. Whether you need a full replacement or repairs to restore your home’s integrity, our team works directly with your insurance provider to secure the best possible outcome.
How Our Roofing & Siding Insurance Process Works
Step 1: Free 21-Point Storm Damage Insurance Inspection
We work with you to find a convenient time to have your home exterior inspected by our efficient and low-pressure experts. After listening to your concerns, we begin our thorough insurance inspections, including a 21-point roof inspection. Any findings will be documented with photos and shared with you, along with options for filing a claim. What we look for:
Step 2: Insurance Claim Assistance & Advocacy
If filing a claim through your insurance is in your best interest, we are happy to become your advocate. Signing a work authorization allows us to speak to your insurance company with you, and on your behalf, throughout the claim process. We handle all aspects related to insurance inspections on your behalf. We handle insurance inspections:
Step 3: Adjuster Meeting & Approval
We make sure we are on-site to meet with your insurance adjuster to ensure nothing is missed on their inspection. Our presence guarantees a trained construction professional has gone over the importance of every finding and why it needs to be replaced. What makes us different, is along with your estimator, we have a dedicated team of insurance specialists who take being your advocate seriously, particularly during insurance inspections.
Step 4: Roof & Siding Repair or Replacement
Once full coverage has been extended, it’s time for the fun part! We discuss materials and colors that best suit your budget and style along with obtaining all necessary building permits before work begins. The only out-of-pocket expenses you can expect are your deductible, upgraded products, and any bad wood needing replaced during installation. Financing options are available to assist with these costs, making the process after the thorough insurance inspections easier.
Step 5: Installation
The Third Estimate’s Project Management Team takes care of you and your home through every step of the install. We maintain constant contact, keeping you up to date so no aspect of your project is a surprise, and bringing your vision to life by the end.
Pre-Install Checklist
A member of our Project Management Team will reach out once we know the estimated arrival date of your materials. Weather and manufacturer delays may affect this date, but we do our best to work with your schedule to ensure a timely renovation.
Keep in Mind your home is going to be a construction site. We do our best to avoid landscaping and decorations, but anything you’re able to move or cover will also help avoid damage.
Post-Install Checklist
Once the installation and cleanup are complete, our Project Management Team will reach out to ensure everything went smoothly and you are satisfied with the work completed.
At this time, we will schedule an in-person meeting to do a full walk around your home discussing the project, and taking final photos. We will also have you sign a Certificate of Completion. This will be sent with our final invoice to your insurance for release of the final payment.
We’ll work with you to close out your claim properly. Keep an eye on the mail for a gift and your purchase warranties!
Let others know how we did by leaving us a review on Google or social media + get $200 cash for each project you refer once completed and paid in full!
Decide With Confidence
Roofing FAQs – Roofing Insurance Claims
When your home suffers damage from a storm, it can feel overwhelming—especially if you’re unsure what your insurance will cover or how to start the claims process. At The Third Estimate, we understand the stress that comes with unexpected repairs. That’s why our team is here to stand beside you, not just as contractors, but as trusted advocates who will help you navigate your insurance claim from start to finish.
Whether you’re dealing with cracked siding from hail, missing shingles from high winds, or water intrusion from roof damage, our experienced team will assess the situation, explain your options clearly, and work with your insurance provider to get the job done right.
Don’t face the insurance process alone. Call us today at 234-766-3464 to schedule your free inspection—we’re here to help when you need it most.
Does homeowners insurance cover roofing and siding damage?
Yes, if the damage is caused by storms, hail, wind, or falling debris. Normal wear and tear is typically not covered.
How do I know if my roof or siding qualifies for a claim?
Our free 21-point inspection will determine if your home has damage that qualifies for insurance coverage.
Can I still file a claim if my roof or siding is older?
Possibly. While some policies limit coverage for older materials, damage from storms or sudden impacts may still qualify under insurance inspections.
Will my insurance premium increase if I file a claim?
Most storm-related claims do not affect individual premiums, but multiple claims within a short period might.
What happens if my claim is denied?
We can help review your policy, provide additional documentation, and work with adjusters to appeal if necessary. Our expertise in insurance inspections ensures a thorough evaluation.
